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CeFi vs. DeFi: Which One is For You



CeFi vs. DeFi: Which One is For You

How to Choose Between CeFi and DeFi

You’ve probably heard about DeFi—the decentralized financial infrastructure that’s gaining traction in finance. But you may not have heard about CeFi: the centralized financial infrastructure gaining traction in finance.

In this post, we’ll talk about how CeFi and DeFi work, which is better for your business, and why you should choose one over the other.

What is CeFi?

CeFi is a cryptocurrency exchange platform that has been around since 2011. CeFi lets you trade one currency for another like other cryptocurrency exchange platforms.

CeFi offers a suite of products, including crypto-to-crypto trading, crypto-to-fiat transactions, ICO services, and cryptocurrency portfolio management. The CeFi platform also provides insurance solutions for traders’ cryptocurrencies and provides traders with exposure to fiat assets.

In short, CeFi is a cryptocurrency exchange that centralizes, streamlines, and standardizes the process of buying and selling cryptocurrencies.

What is DeFi?

DeFi brings the decentralization aspect of cryptocurrencies to the world of finance. Rather than having a central authority like CeFi orchestrating all transactions, DeFi has a decentralized network managing the transactions. Here’s how it works: Users deposit crypto assets in a ” wallet application.” Then, a consortium of DeFi providers operates these “wallets.”

As users make transactions, the DeFi network executes them in order. The DeFi network ensures transaction history and transparency using blockchain technology and an open protocol.

These decentralized financial services allow users to pay with cryptocurrencies without relying on centralized entities like CeFi.

What Are The Advantages of CeFi?

CeFi offers many advantages over DeFi. There are numerous benefits of using CeFi over DeFi:

Your Funds Are in the Hands of a Trusted, Regulated Entity

CeFi is a registered money services business fully compliant with money transmitter regulations, offering a much higher degree of security for your funds than decentralized platforms like Ripple or Ethereum. In addition, the CeFi platform ensures that your personal and financial information remains private and protected at all times.

You Can Seamlessly Set Up Your Trading Account

Using CeFi, you can quickly and easily set up a cryptocurrency trading account. Going through the complex process of creating a crypto wallet or learning how to create digital signatures is no longer needed. Instead, you have the flexibility of setting up an account by yourself or with a trade broker.

What Are the Advantages of Defi?

Here are some of the advantages of DeFi when compared to CeFi:

Safe Keeping of Cryptocurrencies

You can keep your funds in a “trustless custodian.” At DeFi, you keep your funds in a distributed network rather than in the hands of a centralized authority. As a result, you don’t have to worry about frozen accounts or hacks. As a result, your funds are always safe and secure.

Supportive Community

Thanks to blockchain technology, you can interact with other members of the DeFi community without having to link your identity to them. At DeFi, you can remain anonymous to other members of the community. This is one of the most essential advantages of Defi when compared to CeFi.

Wide Spectrum of Financial Instruments

DeFi gives you access to numerous financial instruments. DeFi gives you access to various financial instruments backed by real-world assets such as gold, oil, and real estate. Because you don’t trade in fiat currency on DeFi, everything is backed by the asset it represents.

How Do CeFi and Defi Work?

CeFi and DeFi work together to allow users to use their funds as they please. These decentralized financial services are powered by blockchain technology. So now let’s look at how they work:

CeFi users exchange financial assets or currency, while DeFi users interact with the assets themselves. So, for example, if you have a specific amount of bitcoins that you want to cash out for fiat, you would use CeFi to convert it into fiat at your chosen rate.

CeFi allows traders to buy and sell crypto assets at will. They can trade any of the 300+ cryptocurrencies that CeFi offers. In addition, they can transfer these cryptocurrencies to other users who are also interested in making trades.

DeFi allows users to purchase and mine real-world assets for cryptocurrency. For example, suppose you want to invest in a physical asset. In that case, you can use DeFi to buy it and then convert that asset into a crypto asset for use by another DeFi user.

DeFi gives users access to financial instruments, such as ETFs or mutual funds. The suite of financial instruments allows the user to invest in various cryptocurrencies backed by real-world assets.


DeFi and CeFi serve as a backbone for the cryptocurrency industry. DeFi provides the tech knowledge and experience to help cryptocurrency users make smarter, more informed investment decisions. In addition, CeFi is the go-to platform for those interested in purchasing, selling, and digital trading currencies of all types. 

The platforms work together to create a stable and secure environment for cryptocurrency users interested in diversifying their portfolios. Are you interested in more blogs about cryptocurrency? Make sure to check out our blog now.

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Adjusting Your Creative Output With Dylan Sesco



Adjusting Your Creative Output With Dylan Sesco

Some people manifest their dreams, but very seldom does it pan out the way they wanted or imagined.

Dylan Sesco wanted to work on music. It started with wanting to lipsync Snoop Dogg for a school talent show, then writing his own lyrics in 6th grade.

“Oh it was bad. Really bad.”

Eventually with the accessibility of computers and programs, Dylan started making his own hip-hop beats. No longer did you need 10,000 dollars worth of studio equipment, you just needed a simple laptop. After that, a camera to start making music videos.

That led to working on projects with friends, which led to a crew of artists, which led to forming his own small label called Vertlife Entertainment with friend and fellow artist Flax.

Dylan Sesco was driven by production and crafting a brand, but still had the itch to make his own music as well. Jumping from executive producing to video production to rapper in the same session, he created an eclectic style of hip-hop based music with a stable of talent including Seaz, Ave, ItsRucka, Epacenter, Neto V and more.

Dylan Sesco

You may not know those names. Infact, you probably don’t. The label didn’t amount to much.

“It still hurts sometimes. We never made it big, but I cherish those times and the art we created.”

After struggling for years, Dylan Sesco would be in his rented studio alone until the sun came up working on music that mostly never saw the light of day. He released multiple solo projects featuring all his friends, hoping it would motivate them to work as hard as he was.

It just didn’t happen. Everyone had their own lives, and this was viewed as a hobby. But not to Dylan Sesco.

The frustration led to a creative pivot. Dylan was already well versed in video production. He was the in-house video producer as well as head of the label, producer and rapper. From various music video freelance work to small documentary work, this was another passion that he had almost ignored.

In 2016, he went all in and started a new Youtube channel: The Somethin’ Or Other Tour.

Dylan Sesco (and his brother Cole) started exploring history, going to football games, and visiting pop-up museums.

“I just wanted to do something positive and motivate people to see the world. We lost a lot of peers to violence, drugs and prison. I wanted people that otherwise wouldn’t get a chance to discover the cool things the world has to offer.”

The idea that started as a hip-hop travel show has blossomed into a small time show with big time aspirations. An adventure, travel, experience show that touches on any topic you can think of.

Dylan says it has been the most rewarding creative outlet of his life. He thought his dream was music, but letting go of the stubbornness let him find his true passion. Things don’t always go as planned.

The Somethin’ Or Other Tour, or, has been featured on the nightly news, ESPN, and even in a french high school textbook.

The viewership is not huge, it’s not a famous channel, but the content has depth that has touched people.

“I get so many kind words. Teachers that show my videos to their kids, people that haven’t been able to travel themselves, things like that. It feels good to be able to provide something, as little as it may be.”

“Letting go of my other dream was difficult, but necessary. It worked out. I am so much happier now.”

Dylan Sesco

Let this be a lesson that sometimes our dreams aren’t set in stone, and there may be a separate, or adjacent goal that will fulfill you just the same, or even more.

You can learn more about Dylan Sesco and The Somethin’ Or Other Tour on Youtube at

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Epic Copycat: MEMS Company Found Guilty of Infringement amidst Global Conference



Epic Copycat: MEMS Company Found Guilty of Infringement amidst Global Conference

The much-admired International Workshop on Acoustic Wave Devices for Future Communication recently took place after the pandemic. Needless to say, it went successfully and attracted many acclaimed industry experts and academic professionals. ‘Awareness about IP protection’ was one of the hot topics that were discussed at the conference.

However, things took an interesting turn when an announcement of a product originated from EPIC MEMES came under debate.

The proven copycat, EPIC MEMS, announced its self-reliance in research and development after the conference concluded. The company president proclaimed that the company has successfully developed the ‘FBAR technology.’ However, he forgot to mention the original developer Broadcom Inc., from whom they’d stolen the technology.

Dr. Rich Ruby, director of technology (FBAR & orthogonal markets) at Broadcom, made the case for his company. He shed light on how his company has acquired and developed the technology and presented solid evidence of the FBAR infringement.“I wish that I or Broadcom employees had thought of substituting Sc for Al atoms in the unit cell (and patented it),” explained Dr. Ruby. He then described how the process of patents works in the industry.  “You get protection from others simply copying (or stealing) your IP and avoiding any innovation or research cost,” he clarified his stance.

Dr. Rich Ruby is a renowned name in the industry and has won several accolades for his contributions. He is well-known for his participation in the packaging of FBAR filters and duplexers as well as his development efforts for acoustic properties and manufacturability. He rose to fame in 2001–2003 when he universalized the first FBAR duplexers HPMD7901 and the 7904 back in 2001–2003.

For his work on FBAR technology, he has received the CB Sawyer Award, the Bill Hewlett Award, and the Barney Oliver Prize. He’s also the recipient of the IAP Prize for “Industrial Applications of Physics.” Over the years, he has given numerous invited papers and has registered around 80 patents.

Dr. Ruby was an Agilent Fellow in 2002 and later took over the directorial role at Broadcom. He expounded how the copycat, EPIC MEMES stole the FBAR technology developed by American Semiconductor manufacturing company Broadcom and did the copyright infringement.

According to Dr. Rich Ruby, “Broadcom FBAR IP was stolen around 2008/9. This stolen IP now has found its way into many Handset manufacturers, and we are aware of this.” To support his claim, he exhibited a photo example of the copycat FBAR 41 filter and said, “[It] looks almost identical to our product and uses many of the inventions we developed and patented.”

(Photo: Dr. Rich Ruby’s Panel at the 2022 International Workshop on Acoustic Wave Devices for Future Communication)

The photo proved to industry experts that Broadcom has developed the technology. The comparison made by DR. Ruby clearly indicated that the copycat company, EPIC MEMES has infringed the FBAR technology. From the cap-opened EPIC MEMS EP7041 filter chip, anyone can conclude that EPIC MEMES is using the technology from Broadcom.

Multiple research labs have unveiled this IP infringement with solid evidence after the conference. Dr. Ruby cautioned that brands who are using filter chips with infringed IPs may have to face the consequences. According to him, their reputation will be stained and the consequences may lead to market withdrawals. Brands may have to withdraw devices like pad computers and smartphones from markets which have infringed Broadcom patent chips.

(Photo: Comparison between Broadcom FBAR and EPIC MEMS FBAR)

The notion of a lawsuit against such companies is an interesting development. It has been observed that Samsung has obtained the problematic filter chips and they’ve been delivered to the market.

But the most surprising thing is perhaps the announcement made by the copycat EPIC MEMES. In response to Dr. Ruby’s panel, the company has rejected the claim. The Epic MEMES statement “we took (the) initiative designed and developed the technology” appears to be carefree and unworried. It is as if the copycat is challenging, “catch me if you can.”

Disclaimer: Contents and opinions in this article are not Founder Courier’s. We only provide a voice to sources in our community.

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What is Positive Psychology?



For clinical psychologists, education and training have been centered on treating mental disorders to help people achieve symptom relief and return to “normal functioning. This is valuable and necessary work. It starts to feel overly focused on negative aspects of a client’s life. Would it be great to flourish rather than feel normal? What’s normal anyway?

A new field, referred to as positive psychology, was developed in response to the need for a broader focus. So, what is it exactly?

Positive psychology is a subfield of psychology that studies and promotes the positive aspects of human life, such as the strengths and virtues that enable individuals and communities to thrive. More specifically, it focuses on what makes life meaningful and worth living, particularly on topics like happiness, well-being, life satisfaction, gratitude, optimism, character strengths, flourishing, and human potential.

The field of positive psychology was founded in 1998 by American psychologist Martin Seligman (now known as the “father of positive psychology”) during his term as president of the American Psychological Association. At the time, Seligman was frustrated with psychology’s primary emphasis on understanding and treating the negative aspects of the human experience, such as mental illness, suffering, dysfunctional behavior, trauma, and pain. For this reason, he decided to make positive psychology the theme of his presidential term.

Other psychologists have emerged as leaders of the movement with their unique contributions, including Mihaly Csikszentmihalyi, Christopher Peterson, and Barbara Fredrickson. From these co-initiators, we now have compelling research on concepts such as flow, character strengths, the broaden-and-build theory of positive emotions, and many more. We are thrilled to be able to share them with you so that you can thrive, too.

Advantages of Positive Psychology 

Many studies encourage the workings of psychology. These include but aren’t restricted to: 

  • The ability of a cheerful disposition to cultivate the expertise of a happier mood. This isn’t only to say that putting on a happy face will lead to feelings of enjoyment. Instead, they will start to exploit a deeper relationship together. 
  • Easy and tiny actions can have the most significant effect on mood. By way of instance, if somebody generates a custom of keeping track of all the things they’re thankful for, they can subsequently experience more minutes of happiness and pleasure since they’re “priming” their heads to be receptive to these encounters. 
  • We’re resilient. Positive psychology contributes to the story as individuals are invited to concentrate on their strengths. Limited time is spent ruminating on our shortcomings or failures. By coming to us in this manner, we realize that we’re far more powerful than we give our credit for. This self-love creates a cycle of positive thinking in which people become better equipped to deal with compassion, kindness, and understanding. 

Positive psychology is popular and attempts to bring out the best within a person or group. For example, someone could pursue an extraordinary life, participate in life, have a purposeful life, or attain life using positive psychology. Positive psychology impacts supporting mental illness, being joyful, attracting well-being, and decreasing anxiety, depression, and anxiety during positive ideas. Positive psychology is the study of this “great Life”, or even the positive facets of the human experience which make life worth living. As an artwork, it targets both individual and social well-being.

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